Plan for Financial Success

“Every great financial plan starts with a team of professionals who take the time to understand your needs and create a realistic plan to maximize your finances.”

—  Joe Frey, CEO

Financial Planning Experts.

No matter what you have been through, it’s never too late to turn around your finances. Credit Smart Solutions helps you maximize your credit and finances using proven financial planning strategies.

Debt Management

Proven Strategy for Getting Out of Debt

It’s no secret that debt can be the biggest obstacle to overcome with your finances. Using sound financial tools we help you create a strategy to get out of debt saving you thousands of dollars.

Just imagine living without debt and having the freedom to invest and grow your money. Take the first step to freedom by becoming debt free!

Emergency Fund

Building Your Financial Stability for Life

Have you ever had your finances thrown into a tailspin because of an unexpected expense? Let us help you set up your Emergency fund to protect your budget and credit.

By creating a realistic plan to save, we help you find creative and productive ways to start saving your emergency fund providing financial security for your family.

Improving Cash Flow

Creative Ways to Produce More Cash

Not sure you have enough cash to start your financial planning? Don’t worry, we got you covered! Together we will help you develop a strategic plan to bring more cash into your household.

Using your skills and talents, we can help you find easy and fun ways to generate more revenue to achieve your financial goals.

Let's Talk About Your Needs!

Schedule a FREE Consultation to discuss your situation and let’s see if we can help!

Protecting Your Legacy

Insuring Your New Wealth for Your Family

Life insurance is one of the most important components for a solid financial plan. If you’re underinsured, your family may lose the standard of living.

We work with you to find the perfect balance of insurance and your current financial plan to ensure long term success.

Wealth Building Strategies

Start Seeing Results on Your Credit

Using our “Wealth Formula” we help you strategically invest your hard earned money so you can focus on long-term wealth building.

Our Wealth Formula:
Money + Time +/– Rate of Return – Inflation – Tax = Wealth

Estate Preservation

Don’t Let the Courts Decide What Happens to Your Wealth

Only 42% of adults have an estate plan such as a will or living trust. This means that at the time of death, of 50% of Americans money will be distributed by the courts.

Together, we help you set up powers of attorney, proper distribution of wealth, and help manage estate taxes.

Credit Smart Solutions has changed my families life for the better!  When I met with them, I had already filed bankruptcy and inaccurate items were still harming my credit score. They put a stop to the that immediately and had them report correctly. I can't thank you enough for understanding my situation and for the help. 

Sarah Loft

Satisfied Client,  2018

The Smart Solution for Your Finances

Credit repair is never something you want, but sometimes it is what you need. If you would like a free one on one consultation to discuss your situation with us, fill out the calendar. 

We look forward to talking with you in a safe and friendly atmosphere to address your questions. This is a big decision, and our goal is to make sure it is the right move for you and your family. 

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