Our Service Method

Life without debt

Clean Up Your Credit the Right Way with Credit Smart Solutions Reliable Services and Solutions.

We offer you a GUARANTEED program to CLEAN UP YOUR CREDIT. We will clean up your credit through a personalized approach that addresses your unique and individual circumstances.

The aim of this personalized approach is to provide you with MAXIMUM CREDIT REPAIR RESULTS in the LEAST AMOUNT OF TIME POSSIBLE. We have many years of experience in the financial industries dealing with consumer credit. We are excellent at removing negative credit items and cleaning up credit reports, and we are so proficient in our credit repair process that we can offer this guarantee: We will impact your overall credit profile within the first 90 days of our program, or we will refund all of your money—no questions asked!

After You Sign Up: How We Remove Negative Credit

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We also offer an AFFORDABLE set price on our service to clean up credit. Many other credit repair firms in Ohio and across the country offer a low monthly payment. However, what they neglect to tell you is that their programs take 24 to 36 months to complete. So not only will you end up paying as much or significantly more to them as you would for our program, but you may have to wait up to three years for the same or inferior results compared with what we provide quickly. Do you have three years to wait for good credit?

Here at Credit Smart Solutions, we don`t play those kinds of games with you. Your credit situation is a serious matter. We are therefore dedicated to helping you REMOVE NEGATIVE CREDIT and CLEAN UP YOUR CREDIT quickly so you can achieve the kind of life that only good credit provides. We even offer a credit restoration program for people who have endured an Ohio bankruptcy.


Our program to REMOVE NEGATIVE CREDIT and CLEAN UP CREDIT is extremely effective and efficient. You will be pleased with the results: a fresh start to a BRIGHTER FINANCIAL FUTURE for you.

After you sign up with us, you will be paired with one of our TRAINED CREDIT RESTORATION PROFESSIONALS, who will be your “go to” contact for all your credit repair needs. This person will assess your circumstances and obtain your credit reports, forwarding them to our processing department for review. Our entire process to clean up credit is compliant with The Fair Credit Reporting Act of 1970 and FACTA.

One of our trained specialists will then analyze your reports and contact all three credit bureaus on your behalf, employing ADVANCED DISPUTE TECHNIQUES to remove negative credit items from your reports. The specialist will draft precision dispute letters that strategically target negative credit items on those reports. After the specialist submits the dispute letters to the three major credit bureaus, the initial phase of our program to clean up your credit is complete.

The next phase involves the credit bureaus conducting a “credit audit and verification” process based on the dispute letters, as required of them by law. In this process, our advanced dispute techniques provide maximum potential for the removal of negative credit items. The results of the credit bureaus’ investigations will then be sent directly to you, so you will be the first to see the progress. After you review the initial results, forward these documents to us so we can again strategize and continue the process to CLEAN UP YOUR CREDIT until we remove every negative credit item possible within a year. You are likely to see a notable improvement in your credit score within the first 45 to 60 days, and we GUARANTEE to impact your credit score within the first 90 days of our program, or we will refund all of your money—no questions asked!

For more information about the process to clean up your credit, please review our FAQs page.

And for a BRIGHTER FINANCIAL FUTURE, START NOW to get your credit back on track: