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Six Steps

Our Ohio service program offers six steps to financial independence.  Starting from fixing all kinds of negative items from credit reports, including Bankruptcies, Charge-offs, Foreclosures, Late payments and Tax liens to adding solutions that cover long term estate planning.  Connect with us to start an assessment.  

Click to learn about the 6 steps
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Your Life, Your Terms

We have helped individuals and couples with just about every kind of national and Ohio credit repair situation from charge-offs, liens, collections and bankruptcies.  We assist by offering services and smart products for lifestyle support planning.  Your financial future depends on how you address your individual circumstances.  Click below to learn about more about our program.  

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Protect Yourself

As your income grows, perhaps along with the start of a young family, you can begin to look beyond debt to building wealth and protecting loved ones with proper insurance coverage.

Learn More about Insurance Options
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Avoid Waiting

Just as a loss can be expensive, so can waiting.  Perhaps it’s taking you longer than expected to pay off your debt.  Connect with our team, so we can assist you in preparing for the future and unexpected circumstances. 

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Freedom from debt

Are you being haunted by debts that just won’t go away? Do you need relief from debts you just can’t afford?

We are here to assist you in organizing, understanding and getting your credit score back in good standing.  Connect with our team to learn how CreditSmart Solutions can be of service to your team.

What we do best...

Credit Repair
Debt Management
Insurance Coverages
Credit and Finance Consulting

Free Credit tips

What are the five parts to your FICO score? What’s an effective credit management plan? What should a credit counselor do for you? These are good questions.  Sign up for our newsletter for more.  If you subscribe to our weekly Credit Tips newsletter, then you’ll know the answers and be able to improve and manage your credit, and avoid credit mistakes in the future.

Results to Expect

Through our program of credit repair, Ohio residents in Cincinnati and elsewhere can have their credit score impacted in as little as 45 days. Since every credit repair situation is unique, however, the time required to achieve a particular credit score increase will vary.

We will work tirelessly to help you reach the credit score needed to improve the quality of your life.

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Our Guarantee

Once you enroll in our national/Ohio credit repair program, you are likely to see a notable improvement in your credit score in the first 45 to 60 days. In fact, we guarantee our national/Ohio credit repair program will impact your credit within 90 days, or we will refund all of your money—no questions asked!

Our credit repair program is a powerful one that works. We guarantee it.

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Post Bankruptcy Program

A bankruptcy can damage your credit rating for up to 10 years, making life difficult for you. You can do something about it, however.

Exercising your full rights by law, we can help you take steps to correct information on your credit reports associated with your bankruptcy. These actions can mitigate the impact of your bankruptcy and help you get back to a good credit rating in far less time than 10 years.


Our Results

Through our program of credit repair, Ohio residents in Cincinnati and elsewhere can have their credit score impacted in as little as 45 days. Since every credit repair situation is unique, however, the time required to achieve a particular credit score increase will vary.

Connect with us today to see what can be done to help you.

Cincinnati Based

All across the U.S. and Ohio, credit repair is sought by thousands of people every month! We are here for you. With our nationwide credit repair program and U.S. and Ohio credit counseling guidance, we can help you overcome your credit problems and achieve the financial peace of mind you desire.

Schedule an in office credit consultation!